FIRST TIME HOME BUYERS

You may be closer than you think to homeownership!

Have you been thinking about buying your first home? We can help you make your dreams come true by empowering you with the knowledge and resources you need to get into your first home sooner!

★★★★★
“Indi made the mortgage process so smooth and stress-free!”
– Megan T.
★★★★★
“Responsive, professional, and super helpful for a first-time buyer.”
– David R.
★★★★★
“Excellent service and attention to detail. Thank you, Indi!”
– Anjali S.
★★★★★
“Highly recommend Indi for military families moving to the Valley.”
– Capt. James H.
★★★★★
“Friendly, fast, and got us a great rate. Couldn’t be happier!”
– Olivia & Mark

How can Indi Mortgage help you buy your first home?

Create a budget using creative planning

Look at all options when obtaining a pre-approval to help get your the most efficient buying budget for your needs.

Explore property options like purchasing a home with a basement suite

Increase your buying power and help offset your mortgage payments

Look at all down payment options to see what works best for your situation

Explore options like gifted down payment from family, starting an FHSA, using borrowed down payment from a line of credit or personal loan or taking out RRSP's as part of the Home Buyer's Plan (HBP)

Uncover options like paying out debts or adding a co-signor

In order to increase your buying budget, paying out debts or adding a co-signor are great options. Let's look at your numbers by uncovering all options.

Get a fully underwritten pre-approval letter within 24 hours

Once we have completed the application and documentation process, we will issue you a fully underwritten pre-approval letter that you can use to let realtors and sellers know you are a serious buyer and ready to purchase!

At Indi Mortgage, we take the time to put a plan in place to help you achieve your homeowning goals faster! It all starts with an application and we will take it from there!

LET’S GO

Owning a home has always felt out of reach for me, but the team at Indi in the Valley made the process feel approachable and achievable.

Tony. H- Pembroke, ON

Creative Pre-Planning

We work closely with our clients to find smart, creative ways to make the most of their home buying budget like paying off debts before starting their search, looking at down payments options or exploring homes with basement apartments that can help offset costs. It’s all about reviewing every option to help our clients feel confident and excited when it’s time to make an offer on their dream home.

LET’S START PLANNING!

24 Hour Pre-Approvals

We get it! When you’re buying a home, timing is everything. That’s why we make it our priority to get you a fully underwritten pre-approved within 24 hours of receiving your application and documents, so you’re ready to jump on the perfect place when it comes along. We’re here to make the process smooth, stress-free, and a little more exciting too knowing that you have that pre-approval letter in your hand!

START YOUR APPLICATION NOW