NEW TO CANADA MORTGAGES
Helping Navigate the Canadian Mortgage System
At Indi Mortgage, we know that navigating Canada’s mortgage system as a newcomer can be overwhelming. That’s why we offer clear, step-by-step guidance, plain-language answers, and access to lenders who specialize in newcomer programs so you can feel confident every step of the way.
Flexible Employment Solutions
When it comes to getting approved for a mortgage as someone new to Canada, employment history plays a key role, but it doesn’t have to be a barrier. At Indi Mortgage, we work with lenders who understand the unique challenges newcomers face and offer flexible solutions. Even if you have a short work history in Canada, we can often help you qualify based on your current full-time employment, international work experience, or through specialized newcomer mortgage programs.
No Canadian Credit, No Problem!
At Indi Mortgage, we understand that many newcomers to Canada haven’t had the time to build a strong Canadian credit history and that’s okay. We work with lenders who offer “New to Canada” mortgage programs specifically designed for clients with limited or no credit in Canada. In many cases, alternative forms of credit, such as proof of on-time rent payments, utility bills, or international credit reports, can be used to support your application.
“We purchased our very first home in Canada and the process was simple for our family. We used proof of rent and cell phone bills since our Canadian credit scores were not enough and these ladies not only got us a mortgage, but they got us the best rate on the market. Very pleased with their services.”
Ramesh. S – Renfrew, ON
Indi’s Homebuyers Blog for Newcomers to Canada
First-Time Home Buying in Canada: A Newcomer’s Guide
Are you a newcomer to Canada buying your first home? This step-by-step mortgage guide for immigrants explains how to qualify, apply, and get approved for…
5 Common Mortgage Mistakes for Newcomers Buying a Home in Canada
Buying your first home in Canada is a major milestone , especially if you’re a newcomer. It’s exciting, but also full of potential pitfalls that can…
Essential Insights into New-to-Canada Mortgage Programs
New to Canada and looking for a mortgage? Learn what’s included (and excluded) in New-to-Canada mortgage programs. Expert advice for newcomers in Canada.
Indi Mortgage in the Valley 